Monthly investing (DCA)

Project monthly investment contributions with hypothetical returns and fees, without a backtest or return guarantee.

Initial balance is an existing portfolio with no new purchase fee. Contributions step up every 12 months. Asset fee is annual percentage / 12, charged after return and before end-month contributions.

Inputs remain in page memory, are not saved and are not sent to analytics.

Scenario result

Enter your assumptions and calculate the scenario.

Calculations retain decimal precision and display two decimals; rounded rows can differ slightly from totals. This model does not guarantee profit, a probability of success, or lifetime funding.

How to use this calculator

01

Set your inputs and units

Enter amounts in THB and choose a period and rate basis that match the scenario you want to model.

02

Check the assumptions

Review contribution timing, day-count basis or reserve duration. Financial products do not all use the same rules.

03

Calculate and compare

Read the result and table, then change inputs to compare. Copy the result or reset without leaving this page.

A worked example

Illustrative calculation

Starting from zero and investing 1,000 THB for 12 months at 0% with no fees leaves 12,000 THB.

Compare a second scenario

Copy your first result, then change only the amount or duration to see how that assumption changes the outcome.

Common questions

Where does my information go?

Calculations run in your browser. Financial inputs are neither saved locally nor sent to analytics. Reloading restores the initial values.

Does this match a bank statement or guarantee a return?

This is an estimate under your assumptions, not a guaranteed return. Actual payment dates, fees, taxes and contractual rounding can change the result.