Set your inputs and units
Enter amounts in THB and choose a period and rate basis that match the scenario you want to model.
Debt payoff planner
Plan multiple-debt repayment with avalanche or snowball ordering while meeting each required minimum.
Result
Adjust the example inputs, then calculate.
Monthly nominal rate / 12; no new debt. Pay all minima before rolling extra funds over in the same month. Ties use stable IDs. Up to 20 debts and 1,200 months. Posted interest and payments round half up to cents. Penalties and early-settlement rebates are excluded.
How to use this calculator
Check the assumptions
Review contribution timing, day-count basis or reserve duration. Financial products do not all use the same rules.
Calculate and compare
Read the result and table, then change inputs to compare. Copy the result or reset without leaving this page.
A worked example
Illustrative calculation
Total debt of 10,000 THB at 0%, a 2,000 THB monthly budget and all minimums met clears in five months.
Compare a second scenario
Copy your first result, then change only the amount or duration to see how that assumption changes the outcome.
Common questions
Where does my information go?
Calculations run in your browser. Financial inputs are neither saved locally nor sent to analytics. Reloading restores the initial values.
Does this match a bank statement or guarantee a return?
This is an estimate under your assumptions, not a guaranteed return. Actual payment dates, fees, taxes and contractual rounding can change the result.